WTF #2: Digital Banks Game Plan

WTF #2: Digital Banks Game Plan

InvestEd

January 26, 2026

Authored by:

Aljohn Emmanuel Y. Go

Tired of that 0.0625% rate? 😩📉

Here’s the DIGITAL BANK SAVINGS GAME PLAN for January 2026! 

💰 RATE: The gross annual interest rate (p.a.) of each bank's savings product, subject to a 20% withholding tax.

💸 LIMIT: The minimum or maximum deposit amount eligible for a specific interest rate.

⏰ PAYOUT: The frequency at which interest is credited to your account.

Time to level up your savings! 🚀

Note: All savings rates, limits, types, payout, and information are subject to change without prior notice. The indicated banks are all PDIC-insured up to ₱1M per Depositor per Bank.



InvestEd

January 26, 2026

Authored by:

Aljohn Emmanuel Y. Go

Tired of that 0.0625% rate? 😩📉

Here’s the DIGITAL BANK SAVINGS GAME PLAN for January 2026! 

💰 RATE: The gross annual interest rate (p.a.) of each bank's savings product, subject to a 20% withholding tax.

💸 LIMIT: The minimum or maximum deposit amount eligible for a specific interest rate.

⏰ PAYOUT: The frequency at which interest is credited to your account.

Time to level up your savings! 🚀

Note: All savings rates, limits, types, payout, and information are subject to change without prior notice. The indicated banks are all PDIC-insured up to ₱1M per Depositor per Bank.



DISCLAIMER: This content is for general information and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice, nor is it an endorsement or solicitation to buy or sell any financial instrument or product. Investors' Society is not responsible for any investment decisions made based on this content, and it does not represent the views or advice of any educational institution, financial company, corporation, or related organization. Data presented is based on publicly available information and is not guaranteed to be complete, accurate, or up to date. Any financial or investment decisions you make are your own responsibility. You should seek independent advice from a qualified professional before acting. Investing involves risks, including possible loss of principal. Users should not rely solely on this information when making financial decisions.

Tired of that 0.0625% rate? 😩📉

Here’s the DIGITAL BANK SAVINGS GAME PLAN for January 2026! 

💰 RATE: The gross annual interest rate (p.a.) of each bank's savings product, subject to a 20% withholding tax.

💸 LIMIT: The minimum or maximum deposit amount eligible for a specific interest rate.

⏰ PAYOUT: The frequency at which interest is credited to your account.

Time to level up your savings! 🚀

Note: All savings rates, limits, types, payout, and information are subject to change without prior notice. The indicated banks are all PDIC-insured up to ₱1M per Depositor per Bank.



WTF #2: Digital Banks Game Plan

InvestEd

January 26, 2026

Authored by:

Aljohn Emmanuel Y. Go

To embed a website or widget, add it to the properties panel.

DISCLAIMER: This content is for general information and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice, nor is it an endorsement or solicitation to buy or sell any financial instrument or product. Investors' Society is not responsible for any investment decisions made based on this content, and it does not represent the views or advice of any educational institution, financial company, corporation, or related organization. Data presented is based on publicly available information and is not guaranteed to be complete, accurate, or up to date. Any financial or investment decisions you make are your own responsibility. You should seek independent advice from a qualified professional before acting. Investing involves risks, including possible loss of principal. Users should not rely solely on this information when making financial decisions. All upcoming events are subject to change and final approval by the CSO.


DISCLAIMER: This content is for general information and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice, nor is it an endorsement or solicitation to buy or sell any financial instrument or product. Investors' Society is not responsible for any investment decisions made based on this content, and it does not represent the views or advice of any educational institution, financial company, corporation, or related organization. Data presented is based on publicly available information and is not guaranteed to be complete, accurate, or up to date. Any financial or investment decisions you make are your own responsibility. You should seek independent advice from a qualified professional before acting. Investing involves risks, including possible loss of principal. Users should not rely solely on this information when making financial decisions.

DISCLAIMER: This content is for general information and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice, nor is it an endorsement or solicitation to buy or sell any financial instrument or product. Investors' Society is not responsible for any investment decisions made based on this content, and it does not represent the views or advice of any educational institution, financial company, corporation, or related organization. Data presented is based on publicly available information and is not guaranteed to be complete, accurate, or up to date. Any financial or investment decisions you make are your own responsibility. You should seek independent advice from a qualified professional before acting. Investing involves risks, including possible loss of principal. Users should not rely solely on this information when making financial decisions. All upcoming events are subject to change and final approval by the CSO.


DISCLAIMER: This content is for general information and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice, nor is it an endorsement or solicitation to buy or sell any financial instrument or product. Investors' Society is not responsible for any investment decisions made based on this content, and it does not represent the views or advice of any educational institution, financial company, corporation, or related organization. Data presented is based on publicly available information and is not guaranteed to be complete, accurate, or up to date. Any financial or investment decisions you make are your own responsibility. You should seek independent advice from a qualified professional before acting. Investing involves risks, including possible loss of principal. Users should not rely solely on this information when making financial decisions. All upcoming events are subject to change and final approval by the CSO.

For detailed terms and conditions, please read the full disclaimer here.

To embed a website or widget, add it to the properties panel.

For detailed terms and conditions, please read the full disclaimer here.

For detailed terms and conditions, please read the full disclaimer here.